Leasing guide ·
What Affects the Cost of a Copier Lease?
The seven things that set a copier lease payment: model and speed, options, term length, lease type, service bundle, page allowances and your credit profile.
1. The model and its speed
Faster machines with higher duty cycles cost more. A 70 ppm color MFP leases for far more than a 30 ppm one, so the first step is matching speed to real volume.
2. Options and finishing
Extra paper trays, high-capacity feeders, booklet makers, hole punches, fax and card readers each add to the equipment cost. Only add what you will use every month.
3. Term length
Longer terms lower the monthly payment but increase the total paid and commit you for longer. 36, 48 and 60 months are the usual choices.
4. Lease type
A fair market value lease has lower payments than a $1 buyout lease because you are not paying off the full value of the equipment.
5. The service bundle
Most copier leases bundle maintenance and toner. That part is priced per page or as an allowance, and it can be as large as the equipment portion for busy offices.
6. Page allowances and overage rates
An allowance set too high wastes money every month; one set too low triggers overage charges. Color pages cost several times more than black pages, so the color allowance matters most.
7. Credit and business profile
The leasing company prices the risk. Established businesses with good credit get better rates; newer businesses may need a shorter term or a deposit.
How to compare quotes
Put quotes side by side on the same term, lease type and allowances, and compare the total cost over the term including expected overages, not just the monthly payment.
Ready to compare options? See our leasing service or request a written quote below.
